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San Diego, CA 92106
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If you’re approaching 65 years old or are currently 65 years or older, you’re probably considering Medicare coverage. Medicare is a health care coverage for people 65 years or older, people under 65 with certain disabilities, and people with End-Stage Renal Disease.

What Does Medicare Cover?

Medicare helps cover a few specific areas:

Part A

Medicare Part A, also referred to as hospital insurance, covers inpatient hospital stays, hospice care and some parts of your health care.

Part B

Medicare Part B, also known as medical insurance, covers specific doctors’ services, outpatient care, medical supplies and preventative services.

Part D

Medicare Part D, also known as prescription drug coverage, helps cover the cost of prescription drugs and many recommended vaccines or shots.


Medigap, is extra insurance you can purchase in addition to you Part A and B coverage that helps pay for your share of costs in your other coverage.

How Does Medicare Work?

When you sign up for Medicare during the specified enrollment periods, you are able to choose the way in which you receive your coverage. There are two main ways:  

  • Includes Part A and B
  • Can use any doctor or hospital in the United States that takes Medicare
  • Can purchase Medigap to help cover out-of-pocket costs in your Original Medicare
  • Can include Part D to cover prescription drug costs
  • Medicare-approved plan from a private company that offers bundled plans
  • Typically have to use doctors that are within the network
  • May have lower out-of-pocket costs than Original Medicare
  • Offer additional benefits such as vision, hearing and dental
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How Much Does Medicare Cost?

There is generally a monthly premium for Medicare. Costs will vary depending on location, coverage plan, location, health history and other various factors. Be sure to discuss your needs with your agent at Steve Jones Perez Health & Wealth Advisory to receive an accurate quote.  

Learn More About Medicare

At Steve Jones Perez Health & Wealth Advisory, we want to be sure you’re receiving the help you need to get the health care coverage best suited for your needs. Contact your agent to discuss Medicare today!  

What questions do you have?

Medicare has neither reviewed nor endorsed this information.

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2305 Historic Decatur Rd
Suite 100
San Diego, CA 92106

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