Steve Jones PerezSteve Jones PerezSteve Jones Perez
Monday-Friday 9am 4PM PST, Saturday 9am-1pm PST, Sunday CLOSED.
steve@stevejonesperez.com
San Diego, CA 92106
Steve Jones PerezSteve Jones PerezSteve Jones Perez

Life Insurance

Life Insurance

Life Insurance

Thinking about death is never easy, but it’s important to think of your own death in terms of how your loved ones will be impacted, especially financially, after you pass. You want to make sure your loved ones are supported long after your passing. Life insurance can be a great way to assure that those you leave behind will be financially cared for. 

What Is Life Insurance?

The main role of life insurance is to provide financial support for your loved ones after your death. If the policy is in your name, the chosen beneficiary will receive a certain amount of money based on the value of your policy. It provides for your loved ones’ financial needs when you are no longer able to do so. 

The insurance benefit might help survivors pay for the following expenses: 

  • Funeral costs
  • Everyday needs and bills
  • Debt settlements
  • Targeted costs like a child’s education or a spouse’s health needs

What Type Of Policy Options Are Available?

Everyone has different life insurance needs. There are two plans that you are typically able to choose from:  

Term Life Insurance

Protects you for a fixed term and available in 10 year, 20 year and 30 year periods. All term policies written by Steve JonesPerez.com are fully convertible to Permanent Life Insurance.

Permanent Life Insurance

Protects you for as long as you live even past age 100! Permanent Life Insurance requires a higher premium cost but can be used for tax free cash value accumulation, retirement income, estate tax liability, tax free wealth transfer and intergenerational wealth creation. You buy, you die, it PAY$!!!

What questions do you have?

At Steve Jones Perez Health & Wealth Advisory, we want to set you up for the best coverage possible, no matter the unique needs. Contact your agent today to speak about your life insurance options.  

Office Address:

2305 Historic Decatur Rd
Suite 100
San Diego, CA 92106

Call for help:

619-952-3380

email for information:

steve@stevejonesperez.com